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Rolling Back Trump

A to-do list for the next Democratic trifecta: every square is something Donald Trump or his administration signed, ordered, or put his name on since January 20, 2025. Some can be undone with a signature. Others will take an act of Congress, new rules, or years of rebuilding. Each square shows who it affects.

Executive Order (unnumbered) · Oct 22, 2026 · Economy

Loosened mortgage insurance and title rules

Where it standsIn effect
  1. Oct 22, 2026Trump signed the order. It directs FHFA to let Fannie Mae and Freddie Mac pilot automatically canceling some borrowers' mortgage insurance, and expands a pilot letting borrowers use a cheaper alternative to full title insurance on refinances nationwide, with the review done by the two companies instead of a private title insurer. Source ↗
How to roll it backA future FHFA director has the same discretion to direct Fannie Mae and Freddie Mac to end these pilots that this order used to create them. Congress could also write mortgage-insurance and title-review standards for government-backed loans into statute, instead of leaving them to agency discretion.
Source ↗

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Anything Trump or his administration has done since January 20, 2025 that a future administration or Congress could reverse, limit, or keep from happening again. It goes on the list when official records document it or a major news outlet reports it.

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